📜 Terms of Use

Effective Date: [Insert Date]

By accessing and using acfsoftware.co.za, you agree to the following terms:

Use of Site

You may use this site for lawful purposes only.

Intellectual Property

All content, logos, and software are owned by ACF Software unless otherwise stated. You may not copy, modify, or distribute without permission.

Service Availability

We strive to keep services online, but we do not guarantee uninterrupted access.

Limitation of Liability

ACF Software is not liable for damages arising from use of this site or our products, except as covered under applicable warranties.

User Responsibilities

You agree not to misuse the site or attempt unauthorized access.

Payments & Refunds

Transactions processed via PayFast or other gateways are subject to their terms. Refunds are handled according to our product warranty and service agreements.

Changes to Terms

We may update these terms at any time. Continued use of the site means you accept the changes.

Governing Law

These terms are governed by the laws of South Africa.